Category: Your Money

Hidden treasure in Bear Markets – A Few Tips to find it

April 6th, 2009, 5 Comments

The only rule of finding hidden treasure in bear market is to be optimistic and observant of market movements while everyone is rushing out to seek shelter. The reason is simple as indicated in diagram below. There is always a cyclic trend wherein after a period of recession, market recovers and finally booms.

Mutual Funds – Key Entities Involved

March 30th, 2009, 4 Comments

Consider yourself a mutual fund company in which millions of investors have invested their trust, not just money with a hope of getting good returns on their investment. The criticality lies in the soundness of fund’s management responsible for meeting the expectations of the investors as well as fund’s financial goal. There are multiple key players at the background

Basics of Mutual Funds

March 26th, 2009, 47 Comments

Basics of Mutual Funds – What if you are a novice in the world of stock markets but still want to invest? What if you are a novice in the world of stock markets but still want to invest?

Understanding Fixed Income Investments

March 11th, 2009, 2 Comments

Understanding Fixed Income Investments – Fixed Income Investments are defined as securities that have a regular fixed return associated with them as well as having a guaranteed principal – Fixed Deposits in Banks is one such example. You may have also heard or tried RBI bonds, post office schemes, fixed income mutual funds and other such savings instruments.

Rightsizing in the right perspective

February 28th, 2009, 1 Comment

Rightsizing in the right perspective – Rightsizing has become very relevant today when the entire world is reeling under an unprecedented Global Financial Crisis. Rightsizing is more politically correct than downsizing and also sounds somewhat noble and appropriate.

Middle Class Values

February 4th, 2009, 11 Comments

This large populace gives India a unique identity and marketers a large consumer base. Despite India’s diverse culture most of the MIDDLE CLASS VALUES are common across the country.

Do you have a Credit Card ? Use it wisely

January 29th, 2009, No Comments

Credit cards must be used with great caution. It is a good practice to monitor your outstanding balance and also pay within the credit period so that you may not have to pay any interest. For those who can pay up the entire amount within the credit period, the credit card is a boon.

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